Natural Perils

There are three broad categories of perils commonly covered by insurance. There are human perils and economic perils, which might be combined. The natural perils include: rain, hurricane, wind, earthquake or flood and many others.

Jim operates an insurance agent network called Insurance Partners, aggregating agents in the Midwest for over 20 years. He was National Agent of the Year for Metropolitan in 1993 and Midwest Agent of the Year for Travelers in 2011. He serves as a founding board member of Surplus Lines Association of Minnesota.

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